Senior Debtor Risk Analyst

At a glance

ABN AMRO Asset Based Finance N.V. ("ABF") is hiring a Senior Debtor Risk Analyst to strengthen its Debtor Risk Team in The Netherlands (Utrecht). 

ABF's Debtor Risk Team is responsible for the risk monitoring of ABF's non-recourse receivable finance portfolio in the 4 ABF countries, The Netherlands, Germany, UK, and France.

As part of ABN AMRO Bank, ABF has the aim to become a future-proof bank, with data-driven risk management procedures and reporting in line with internal and external risk guidelines and bank regulations. 

The new Senior Debtor Risk Analyst in the Dutch Debtor Risk team will focus on leading change and optimizing & harmonizing debtor risk processes and guidelines throughout the international ABF organization.  

Your job

Responsibilities of the Senior Debtor Risk Analyst:

• Act as teamlead on part of global Debtor risk responsibilities, reporting to the global Head of Debtor Risk.
• Contribute to the ABF risk policy with respect to ABF's non-recourse receivable finance portfolio by monitoring relevant internal and external (regulatory) developments in the field of Debtor Risk. Evaluates and discusses trends and situations which are important for the risk appetite and addresses the implications for the risk policy with respect to ABF's non-recourse receivable finance products. Take responsibility for implementation and compliance with regulatory risk guidelines and processes.
• Active member of the Debtor Risk Community within ABF. Lead a global subteam responsible for harmonizing and optimizing debtor risk processes and guidelines over the countries. Sets the example in being an ambassador of the global debtor risk team and risk expert on the ABF non-recourse receivable finance product and Trade Credit Insurance.
• Creates and maintains a network with ABF and relevant ABN AMRO departments. Maintain the relationship with ABF's external Trade Credit Insurance partners. Represent ABF during external meetings related to and make agreement about the approach of related subjects and regularly evaluates the cooperation and the performance of the external partners.

Working environment

As a specialised financial services provider, ABN AMRO Asset Based Finance N.V. (ABF), offers individual products such as factoring, warehouse financing, leasing and structured asset financing for large and medium-sized companies. As part of the ABN AMRO banking group in the Netherlands, ABF offers financing solutions on an international level with its European presence. As a funding partner for growth, we provide award-winning asset-based financial solutions, through digital and personal touch. ABN AMRO Commercial Finance together with ABN AMRO Lease are trading names of ABN AMRO Asset Based Finance N.V. Together we are a leading provider of cross-border asset-based lending and leasing finance solutions, operating in the UK, Netherlands, France and Germany.

Our strategy requires a culture of working together and permanent learning. It’s only with this mindset that we unleash the best in ourselves to deliver a high standard of performance. ABN AMRO’s culture is the catalyst for the evolution in which we find ourselves: our people are imaginative, trust each other and do just that little bit extra to help clients. People are the key asset to any organisation, they are the ones that develop relationships with clients, innovate our products and processes, as well as collaborate to create and deliver the best service possible. It therefore makes sense that we should invest in them, giving them the support, guidance and infrastructure that means they value the time they spend at ABN AMRO Asset Based Finance (ABF). Our mission statement is to open up space for others to succeed, and this covers colleagues, clients and our internal and external partners. We will know we are successful when we see that we are retaining, developing and attracting a diverse group of people, who contribute to an inspirational and aspirational ABF culture.

The Debtor Risk Team is part of the ABF Risk organization and consists of a diverse group of 13 enthousiastic colleagues spread over the 4 countries where ABF is active.

The Senior Debtor Risk Analyst will be part of the Dutch Debtor Risk team, located on ABF Head Office in Utrecht, and reporting to the Head of Debtor Risk. 

Your profile

• > 5 years proven financial industry working experience gathered within corporate banking and / or risk management.
• Knowledge of receivable finance / factoring business and trade credit insurance.
• Knowledge of credit risk analysis and bank risk regulations (CRR, EBA DOD and LOM).
• Experience in managing regulatory change projects.
• Strong analytical skills with an ability to question assumptions.
• Ability to collaborate effectively with internal and external stakeholders in various countries.
• Solution-driven and can-do mentality.
• Highly motivated and eagerness to learn and self-develop.
• Good knowledge of English, Dutch is a pré.
• Able to travel to ABF offices in Germany, UK, France on a periodic basis.

We are offering

• The gross monthly salary displayed above (Hay 11) is based on a 36-hour work week, including vacation pay and benefit budget.
• The Benefit Budget is 11% of your salary. The Benefit Budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month. 
• Five weeks of vacation per year. You have the option to purchase an additional four weeks per year. 
• Personal development Budget of € 1,000 per year, which you can accumulate up to € 3,000. 
• Possibility to work from home (in consultation with your team and depending on your position). 
• An annual public transport pass with free public transportation throughout the Netherlands. 
• An excellent pension scheme. 

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. No unsolicited services or offers, please.